Wednesday, October 12, 2016

AB Bank Rwanda Limited,Head of SME Jobs in Rwanda

AB Bank Rwanda Limited has been operating in Rwanda since January 2014. It is a member of an international network of commercial banks providing banking services to micro, small and medium-sized enterprises and private individuals in Africa, Asia and Latin America.

Since the start of operations, AB Bank Rwanda has been growing remarkably in number of clients and staff. To further facilitate the growth of our client base and branch network we are now seeking motivated professionals to join us. With this in mind, applicants will need to demonstrate willingness to:

-       find solutions for challenges in a changing market and work environment

-       contribute to the growth of the bank

-       understanding excellent customer service

We are now seeking staff for the following position:

Job Description

Job Title:

Head SME



Reports to:

Chief Credit Officer (CCO)


Head Office

Monitoring credit portfolio growth

-       Ensure that all steps of the loan cycle are executed according to credit procedures and SME best practices

-       Ensure especially the highest standards of loan assessment, loan supervision and credit committee,

-       Monitor and Analyse the SME credit team’s performance

-       Measure and evaluate the quality of the credit portfolio

-       Oversee the monitoring of arrears and the measures needed to be taken to improve recovery and the rate of ABR arrears.

-       Manage hand overs following the resignations, transfers, convalescence etc.

Learning and developing necessary skills for loan disbursement and customer assessment under the supervision of the Chief Credit Officer (CCO).  This includes:

-       Support the CCO by assuring smooth flow of operations in the credit department

-       Assure synchronized and well-coordinated credit work-flow within the SME department

-       Supervise the recruitment process of new loan officers and Credit training

-       Manage the SME loan portfolio and results

-       Report to the CCO on a regular basis regarding the credit-related issues in branches

Monitoring of procedures and update for best performance and risk management.

-       Monitoring the implementation of SME credit procedures

-       Ensure the update, implementation, and archiving procedures.

Human Resource Management

-       Coach, mentor, and train the Group Leader(s) and all other members of the SME credit team;

-       Ensure business continuity and succession planning

-       In close collaboration with the training center and HR, set criteria for promotions and implement career path for Credit SME staff.

-       In collaboration with HR, follow up the quarterly and yearly performance assessment

-       Management of SME credit staff leave in collaboration with GLs and HR.

Results Expected to Achieve

-       Growth and profitability

-       Set and distribution of individual targets

-       Effective implementation of bank procedures and instructions from the Management Board.

-       SME Business Development

Education and other requirements

-       At least Bachelor degree in Management/ Finance/ Banking, or any related course; Master’s degree a plus

-       Requires a minimum 3 years of experience managing SME unit in a bank or any licensed financial institution:

o    With experience managing a minimum portfolio of RWF 10 billion

o    With average NPL ≤ 5%

-       Excellent knowledge of bank credit procedures and regulations

-       Excellent verbal, written and interpersonal communication skills in English, paired with organizational and time management skills; Knowledge of Kinyarwanda an advantage

-       Good negotiating & analytic skills.

-       Quality, Quantity & Accuracy of Work: This includes meeting deadlines, keeping agreements, compliance with formalities

-       Diligence and reliability at work

-       Client Orientation: Understands client needs and concerns and responds promptly and effectively, customizes services and products appropriately

-       Business development drive and knowledge with keen strategic vision.

-       Team Work: Collaborates & cooperates with others, acknowledges others’ contributions

-       Planning and Organizing: Organization of own work, control, project planning

-       Problem Solving & Decision Making

Interested candidates should send ONLY :

-       Letter of Interest

-       CV

-       Copy of academic qualifications

To, not later than 21st October 2016.

[NOTE: Please state the POSITION in the subject of the email.]

Only shortlisted candidates will be contacted.

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