Tuesday, July 25, 2017

AB Bank Rwanda Limited, Trainee/Junior Officer Jobs in Rwanda(a day to go)

AB Bank Rwanda Limited has been operating in Rwanda since January 2014. It is a member of an international network of commercial banks providing banking services to micro, small and medium-sized enterprises and private individuals in Africa, Asia and Latin America.

Since the start of operations, AB Bank Rwanda has been growing remarkably in number of clients and staff. To further facilitate the growth of our client base and branch network we are now seeking motivated professionals to join us. With this in mind, applicants will need to demonstrate willingness to:
-       find solutions for challenges in a changing market and work environment

-       contribute to the growth of the bank
-       understanding excellent customer service

We are now seeking staff for the position of Trainee/Junior Officer:

Main Responsibilities


Create and manage own loan portfolio

a)      Promotion: Conducting direct promotion and/or other marketing activities on a regular basis;

b)     Application: Screening prospects’ eligibility, taking loan applications and arranging appointments with clients;

c)      Assessment: Conducting loan analyses by visiting the business and household of clients, visiting the business/employer of guarantors and preparing a complete loan assessment according to the Bank’s credit procedures;

d)     Proposal: Presenting loan proposals to the credit committee;

e)      Decision: Informing the client about the decision of the credit committee;

f)       Disbursement: Arranging the disbursement in collaboration with the Back Office and the client;

g)      Monitoring and Recovery: The LO is fully responsible for his/her loan portfolio and has to ensure punctual repayments by monitoring loans with the Bank’s software (myMBS) and contacting and visiting clients. In case of late payments the LO has to take immediate measures, including contacting client and guarantors, on-site visits and assisting in any legal procedures until full repayment of the loan.


Ensure high quality standards of the bank

a)      The LO is responsible for complying with the Bank’s credit policy, the credit procedures and all memos and regulations concerning the credit department at all times;

b)     All necessary credit forms have to be filled in by the LO before presenting a loan proposal to the credit committee;

c)      The LO conducts monitoring client visits on a regular basis in order to be always up to date with the financial and personal situation of clients in his/her portfolio;

d)     The LO is obliged to report problematic loans immediately to the Group Leader and/or Branch Manager as soon as he/she becomes aware of such situations;

e)      The LO participates in the credit committee and/or the recovery committee. His/her participation is active, critical and conscientious.

f)       Train joiners by sharing technical skills and knowledge

Experience and other requirements:

·         Bachelor degree in any field

·         Excellent communication  and negotiation skills

·         Be able to reach 100% productivity as set by the bank

·         Ability to organize work independently in an effective manner: Organizes workload to maximize efficiency; ensures target-fulfilment, excellent portfolio quality and high service quality to the client throughout the month.

  • Focused on results and self-disciplined: Completes tasks in time; punctual; adheres to instructions; meets deadlines; keeps agreements; inspires reliability.

Vacancy announcement dates:

19th July to 26th July 2017

Application Procedure:

Send the following documents by email to abr-recruiting@abbank.rw :

·         CV

·         Letter of interest

·         Copies of academic qualifications

Please: State the position in the subject of the email.

Kindly note that selected candidates should start with 2 months internship then, based on their performance and commitment, should be offered an open ended contract.

Please note that only shortlisted applicants will be notified.